An unalterable past and an unpredictable future. Ask the question why is it that 80% of your all-day thinking is about the past and the future? Most people are only really present in the NOW for 20% of the day. They are the good ones. Some people spend their whole day in the past and future and have no idea what is going on in reality. We say “They have lost the plot they have no grip on reality.” Yet, for many people, this is their normal mental state. When we are present in now we need to carry out actions that will shape our future. The spirits in ‘A Christmas Carol’ had left this far too late and now they could no longer act with any good intention. In Life, it is what we do and say that has great meaning and impact NOT what we think.